Pet Insurance
Pet Insurance
Get a Vetsure Insurance quote today
Insuring your pet against accident and illness:
We never want money to be an issue should your pet require treatment but there is also no doubt that the provision of high-quality veterinary care can be costly. It is for this reason that we strongly recommend pet owners to consider obtaining pet insurance.
We are proud to announce that we have partnered alongside Vetsure Pet Insurance, and are now recognised as a Vetsure-accredited practice.
Vetsure aims to offer reliable, high quality pet insurance at a competitive price. Vetsure-accredited practices have been accepted on the basis that they offer the best possible veterinary care at reasonable prices. We are also happy to accept ‘direct claims’ for Vetsure policyholders! After treatment, you simply pay the us the policy excess and leave the rest to Vetsure.
At times of accident and illness you and your pet will have been through enough – with Vetsure you can concentrate on helping your friend back to full health.
Why we promote Vetsure:
Trusted
The Vetsure pet insurance range has been designed in close collaboration with us to try to keep things as clear and simple as possible. We work very closely with Vetsure to make sure that the claims process is as simple as possible.
Simple
Because we are a Vetsure accredited practice, all claims will be settled directly. This means at the time of treatment, simply pay the policy excess contribution and leave the rest to us!
Tailored
Pick and choose from a range of benefits to suit you and your budget. You can further tailor your cover and choose between three excess levels (£69, £109 and £149). The higher the excess you choose, the lower the monthly premium. Vetsure will only charge the excess ONCE per unrelated condition (most other pet insurers charge the excess every year – which can soon make costs add up).
Lifelong
Vetsure insurance policies aim to avoid the pitfalls so frequently experienced with other types of policies. Therefore, ALL Vetsure policies are ‘lifelong’, which means their policies provide cover for long-term and recurring conditions.
Vetsure only offers lifetime policies, meaning your pet’s illness is covered for the entirety of his/her life. However, other insurers may offer different types of policies. Policies will normally fall into one of the following three categories:
‘Lifetime Cover’ - These policies typically provide the most comprehensive level of cover. Insurance cover “re-charges” each year that the policy is renewed. Depending on the provider, the benefit limit may apply in one of two ways:
1. The benefit limit is applied to ALL conditions per year e.g. £5,000 in total per year.
2. The benefit limit is applied PER CONDITION per year e.g. £5,000 per unrelated condition per year. For example, if your puppy was unfortunate enough to have three unrelated conditions you could benefit from up to £15,000 per year.
‘Maximum Benefit’ - These policies typically provide cover per condition but up to a maximum financial amount. Once the financial limit has been reached, no further claims for that condition will be paid. The limit is not “re-charged” each policy year.
‘Time and Benefit Limited’ - These policies typically provide the most basic level of cover and are usually amongst the cheapest available. Each condition is covered for 12 months from its onset up to a set financial limit. The condition will stop being covered after 12 months from initial diagnosis or when the financial limit is reached – whatever happens first. These policies tend to appear the most appealing on comparison websites due to their lower premiums.
Most policies have an “excess”. This is a sum that the policy holder must pay towards the cost of their insurance claim. For ongoing conditions, most insures will apply the excess once per year per condition. In addition, insurers commonly ask for co-payments – where the policyholder also pays a percentage of the overall veterinary treatment bill. This commonly applied for senior pets, but can be seen much earlier on some policies.
Vetsure only apply one excess per condition per lifetime, rather than re-charging the excess every policy year. Additionally, Vetsure introduce a co-payment of 15% after the age of 8 years old. This percentage is fixed, unlikely other policies which often use a rising co-payment as the pet ages.
Get 5 Weeks' Free!
Furthermore, as a fully accredited Vetsure practice we can exclusively offer our clients 5 weeks cover free of charge. Simply choose whichever level of cover you are interested in taking out and get the first 5 weeks free. If you’re happy, your cover will continue seamlessly!
To obtain your free 5 week cover, visit:
The Pet Health Club
Great news for Pet Health Club members - we have added another perk to your membership! Vetsure have offered a 5% first year discount on your Vetsure pet insurance policy. Redeem this offer by quoting: HHR351.
To obtain a quote or to activate your 5 Weeks’ Free cover, call the friendly team at Vetsure on 0800 050 2022
or visit www.vetsure.com
Please note, if you already have lifetime insurance cover and your pet suffers from an ongoing condition, it may not be suitable for you to change your insurance provider as any pre-existing conditions will likely be exempt from cover by a new provider.
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